Global Financial Development
Efficiency of Financial Institutions
This map shows the efficiency of financial institutions as defined by the lending rate charged by banks minus the deposit rates paid by banks. Lending rate is the average interest charged by banks on loans to the private sector, and deposit rate is the average interest paid by commercial or similar banks for demand, time or savings deposits. The data are compiled from Financial Soundness Indicators and the IMF.
Source: World Bank Global Financial Development Database, updated September 2015.